Where does your money go?
$100 for a pair of jeans. $150 for a pair of shoes. $210.00 on a steak and lobster dinner. $60.00 for a round of drinks. $250.00 per week for groceries for two.
What kind of idiot is blowing that kind of money?
Well, honestly, this idiot is.
Why? Because I like living simply and enjoying the "small" things.
Wait a minute! What kind of shifty contradiction is that, Nate? How is spending hundreds of dollars on stuff like that living simply?
Well, incredulous person I just created to set up my story, the real truth is in the details.
You see, things like nice clothes, dinner with my girlfriend, drinks with friends and family, and eating healthy organic food are things I enjoy.
But here's the kicker: I rarely drop that kind of cash and I don't splurge on everything.
I don't have cable TV, I only eat out once or twice per week, I don't hit the clubs, and despite my expensive jeans and shoes, I'll let you in on a little secret: I only have one pair of each. (I usually rock low-top Chuck Taylors and NorthFace pants with a simple t-shirt.)
I've selected the things and experiences that are fun and fulfilling for me and allot money for them each month. The things I don't really care about starve.
But why spend so much money on them?
Simple. All my bills are paid, my savings are saved, and my investments are invested, which means I view whatever is left over as "me" money.
Look, money is meant to be spent. As long as you're taking care of your essentials, why not go all-out on the things you like?
Sure, we live in a material culture. As the late George Carlin said, our national pasttime is consumption. People are spending money they don't have on shit they don't need. But the point isn't to spend frivolously on random stuff or go deep into credit card debt.
With all that in mind, here are a few things I don't mind dropping some dough on:
-High-quality organic food, good beer, wine, bourbon, and super-nice cooking utensils.
-Having drinks with friends.
-Taking my family to a movie.
-Books
-iTunes music (a new album every couple of weeks or so).
-Nice clothes like Humblecock t-shirts.
-Weekend trips to Glacier National Park, Seattle, Whitefish (my hometown), or fitness seminars. (I'll be at the Perform Better Summit in Rhode Island in June this year.)
The goal isn't to spend money just to spend money, but to enrich your life by enjoying nice things while resting assured your basic needs are taken care of.
+++++
What kinds of things or experiences do you splurge on? Let me know in the comments!
Also, I'm thinking about doing a few posts about getting out of debt and beginning investing (both of which I've had experience with). Do you find those topics interesting?
Posted Feb 10, 2010 by .
This entry is filed under money.
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Comments for This Entry
I'd call this balance of life Nate! Good post, inspirational.
I spend a lot of money on clothes... just follow the link to my blog, and you'll see the type of stuff I splurge on. I also spend my money on food, wine/beer, books and that's about it. One of my buddies called me crazy when I dropped $250 on two oxford shirts and even crazier when I bought a new cashmere sweater for quite a bit more. LIke you said Nate, I don't need to buy those things again. I pay for quality and that's what I get, timeless pieces that fit into my style and only get better as you wear them. Nice clothes are what I like so that's what I choose to spend some cash on. It's funny because some people will criticize me for my purchases, but these are the same guys who blow-up bar tabs and order new supplements every month. It's like $60 for a saturday night is a "good time" but $60 at the grocery store for a few days of sustenance is "stupid." On the subject of craft beer, it's more alcoholic (if getting drunk is your goal, splurge on) tastes better, pairs well with food and above all fundamentally enjoyable.
I'd certainly be interested in beginning investing. I've been playing around with the notion for weeks but I simply don't know where to start in an intelligent fashion; I could fairly easily jump on an internet trading site but without any prior knowledge or experience in the matter, I'd be better off playing poker without knowing the cards in my hand.
What do I spend my money on?
Well, after I pay myself first (investments, savings), pay off credit card balances, and then pay bills (utilities, mortgage, groceries), I have about 4 bucks left over.
Which goes to Starbucks. For one coffee.
Nah, like you, I take in a lot of seminars (gonna take Biosignature again in June), love to travel (got a thing for NYC and Vancouver) and like buying MP3s for my DJ gear. I also buy too many training and nutrition books that I read into the wee hours.
Oh, and I also deck my bulldog out in the freshest gear. Dude has a leather collar and gets spa treatments. Total playa.
Great article.
An article on getting out of debt and even investing would be really good.
I'm totally struggling money wise at the moment, and it seems like it's holding me back! Keep up the good work man.
Great post. I would love to hear about your experiences with debt and investing. I too am struggling with money and it is the opposite of fun.
The more you spend on quality things, the more you can live simply. That is, you don't have to spend time maintaining cheap stuff if you invest in quality. So this is the whole time vs. money thing. As long as the other costs are settled, I certainly value my time more than money. Why not buy quality?
Here's what I buy:
-Supplements from BIOTEST and high quality organic/healthy food
-Under Armour Clothes
-Vibram Five Fingers Shoes
-Music
-Books
Since we have similar interests, I will certainly have to check out Humblecock!
-Eric
Great post, Nate.
Normally, most of my "me" money goes toward groceries, Biotest supps (still can't afford the Anaconda protocol, though), weekend trips (Eugene, Oregon this weekend to watch the Lady Ducks...woohoo!), music, books/magazines, and the occasional round of drinks. Although for the next few months I'll be spending a lot on med school applications, so some of the other quality things will have to take a temporary back seat.
I haven't had to buy new clothes in a while, but since I'm doing the Built For Show program, hopefully I'll have to invest in some bigger t-shirts soon. ;)
And yeah, I definitely vote yes to the future posts about debt and investing. I've been wanting to invest a little bit but I'm completely uneducated about it and would like to see another young person's perspective.
Would LOVE to read an article from you on getting out of debt and investing. I'm highly skilled at spending money on similar stuff to you Nate ... I love to justify loads of cash thrown at courses, books, development, plus plenty of day-to-day spending on the little things (good coffee is a big one for me). The problem is I don't have the saving habits to truly justify. I just throw it all on the credit card. Not as though I've got tens of thousands of debt, but I'm always stuck at roughly the same amount. And I do own a house and small stock portfolio, so things could be worse but I'd love to be finally on TOP of my debt and start saving toward the next home or know that I could just take a (debt-free) overseas trip anytime.
I know that consistency in saving has to be the key - after all, consistency is the most powerful tool for staying in great shape and I have no problems staying motivated in that area.
Looking forward to more on this topic ...
Another solid post Nate! Would really like to see some stuff on debt management and investing and I'm sure most people who follow your blog would like to read your views and ideas on these subjects.
Great post Nate!
I'm interested in your investment methods. So a post on that would be great.
Things I splurge on:
-Education: seminars (IYCA this Weekend- Anyone Going?), books, dvds
-Nice dinner out (Usually 2x's a week)
-Good Bourbon
-Quality Supplements
-Groceries (organic, grassfed, etc.)
-Traveling (Short trips- Nashville, St. Louis, Louisville & Long trips Jamaica, Mexico)
-Competing in Strongman
-Nice clothing (work & going out attire)
Great article Nate! I've just recently became a fan of your blog and look forward to your posts every week. I would be very interested in your investment articles. I also spend money in a similar manner. When I review my bill statements at the end of the month it appears they usually go to the same places....
-Biotest supplements (damn you ANACONDA and the dent you put in my wallet!)
-iTunes songs (thanks for raising the prices a**holes!)
-Groceries (thanks to precision nutrition I'm finally making improvements)
-EliteFTS t-shirts
-Wine and Boulevard Wheat beers
-Functional assesments and clinical books (studying to be a chiropractor)
-Seminars of all kinds
-Dinners at trendy new spots in downtown KC
-My fiance's engagement ring and wedding bands (those are damn expensive!! Who knew?!)
What do I splurge on? Too much if you want to know the truth!
But stuff that really improves the quality of my life have to include
1. $50 Monthly Book Allowance
2. Hockey every thursday- $10 a times
3. Starbucks Iced Tarazzo Coffee- $3
4. Any of Dan Kennedys Audio for Car Rides (you dont want to know)
5. Barnes and Nobles- Free
6. Polo Long Sleeve Button Down- "80"
7. Phillips Noise Cancellation Head Phones- $80
8. Hearty Burgundy Red Wine- $8
9. Road trips with friends- varies
10. Boat Shoes - $80
11. Ping Pong with Mike- Free
12. Seminars
13. Drinking with Friends
14. Sleepover Car Adapter Kit - Some refer it to an Aero Bed
Hell ya, give us some insight on investing.
I just found out the difference between buying something on credit an actually having the money
Chris Stella
I can definitely respect this....
I'm just learning how to live within my means and not spend frivolously on shit I'll only use once or twice. I'm paying my bills on time, putting many away with each paycheck and still have a few extra bucks to take my girlfriend out to nice places.
Although I'm still catching up on debt, writers like Nate and close friends are definitely guiding me in the right direction. But with that left over "me" money I like to indulge on a few things:
-starbuzz and other high quality shisha (for hookahs) terrible habit I know
-taking my girlfriend out on dates once a week without having to worry about the check
-Steak Night (once a month me and a buddy try out a different steak house)
while it's not much it definitely takes my mind off the daily grind. And Nate, would definitely appreciate a few posts on budgeting and related topics
Nate, I want a picture of you wearing "northface" pants
Much like you Nate I agree in spending money on good kitchen items. I also spend money on supplements and food. But I also like to buy clothes and shoes because I believe that if you look good you feel good. The best investment is yourself and keeping yourself happy motivates you to train and work harder.
Hi Nate!
I could have writen that post myself. Agree 100%.
By the way, next week I'll get my gratification for 2009. Worked my ass off for it. I'll spend it on new trainng gear, Humblecock shirts (only have 3 so far), Biotest supps, and a nice weekend trip with my girlfriend. And a bottle of my favourite single malt whisky, of course...
Cheers from Switzerland!
A.
Scorts, very expensive scorts.
:D
@Chase: I was planning to attend this weekend seminar but I'm in the process of finding a location
Great Post Nate.
I completely agree, spending money on quality things you can afford is a huge part of enjoying life.
High quality, organic food and whisky
Travel to new places
Weekend trips
Any business opportunity I truly believe in
Business coaching
Car payments on a car I love
Underarmour
Seminars
Audible - an online membership to audio books
Hard copy Books through Amazon
Fitness information products
Cell phone ....recently bought the Iphone but AT&T service sucks
I don't shop often, but when I do...
I'd like to hear your input on investing as well
I'm with you, Nate. I'll spend money on good beer. I in Holland, MI. Just a few blocks from my house in New Holland Brewery. They have a beer called Dragon's Milk and I'll gladly pay $5/glass.
I'm just getting to that point where I can really manage money well. I'm talking about well enough to not only pay for the things I need, but save money and spend on things I enjoy.
I pretty much have about the same spending habits as you, but one thing I am doing more is spending money and finally traveling. Most of what I do is go to sporting events for my school in other cities. On top of that I have a number of friends in other cities that I have made and now am traveling to see them when I have the time.
Good post man!
Thanks for the comments guys! Looks like the most popular items to spend money on are:
- high-quality food
- supplements
- books and educational materials
- going out with friends for dinner and/or drinks
- beer and whisky (nice!)
- nice clothes
Oh, and I'll add a post about investing and one for paying debt to the list. Thanks!
-Nate
Nate,
Ever read the book I Will Teach You To Be Rich? It's great and goes over alot of the things you say in this post. It's worth a read.
Hey Nate,
I mostly spend my money on:
Protein, chicken, steak, blah blah.
Seeing bands live
Computer parts (as i am studying to be a graphic designer and need power)
Jager, Vodka, beer
I agree totally with your post. Life isnt about owning fancy shit. Just little things that make you happy, not going overboard.
-Mike
No cable. No land line. A week's groceries for my family of three budgets in at $100. My house will be paid off in five years. My car will be paid off next month. I pay in to a 401(k), and some savings.
Right now the rest is going toward keeping body and soul together after my wife made a rather unfortunate and ill managed real estate investment a few years ago. If we can get out from under that, we'll be sitting pretty.
Financial goals right now are to pay off the house, get my daughter through college, then start really and for true slamming money in to retirement.
Lived life large for the first decade of our marriage. The next decade was a little thin. Get our from under this failed investment property and the last few decades look pretty good (all things remaining the same at work and all).
Thanks, Nate.
Per Nate:
- organic food
- supplements
- books and educational materials
- going out with friends for dinner and/or drinks
- beer and whiskey
- nice clothes
This is a well thought out set, the only additional items on my list are shaving equipment, firearms, and car parts. The biggest thing I have discovered is to pick a few things you really enjoy and then spare no expense on those. Find the ones that really make you smile. A million dollar house does not do much for me, but a shed with a small apartment and a few sports cars would have me smiling for years to come. To each their own, just be you.
A few years ago, I agreed with and was living into NG's experience. Loved going out, spending on clothes, drinks, quality food, etc. Then about a year ago in the midst of the economic downtown, I evaluated my expenses. More on budgeting less on frivolous things. Not because I had to, but more importantly because I wanted to. $100 for a pair of jeans? Nope, buying good old Levi's possibly from second hand shop. For me, this works. Could I be creative in dress, evenings out, still have fun and save money? Yes, I could and I did.
I'm full-time university student, so spending wisely is always a concern of mine. My entire wardrobe comes from second-hand stores, except my Nike Cortez shoes that wear to honor George Costanza. :) School and general living expenses aside, here is how I spend my money:
*Supplements (just the basics)
*Eating out (almost always with my girlfriend)
*Going to various pubs with the boys (Sooo much good beer in Portland!)
*Going to the arcade to play pinball
I had an abundance of money by chance this past summer. Rather than be a grown-up about it, I splurged and got a nice guitar.
Food, Supplements, Golf, Skiing, Climbing, Training...
35 yo, married father of 4 kids 7 and under.
-Savings
-Mortgage
-Daycare for Kids
-Groceries
-Craig's List Fitness Items -
most recent finds:
- 80# pair of hex DB's for $15 total!!!
- pull-up / dip station for $60
I love finding bargains!
Good list, very similar to mine.
The Basics (every week/month/whatever):
-Groceries (lots of fruit, veggies, dairy, etc.).
-Supplements (fish oil, Opti-men multi, whey protein, and creatine)
-Weekly cigar (yes, cancer kills, but I enjoy stogies)
-Beer (weekly outing as well)
Sporadic investments:
-Acting classes
-New set of dress clothes once a season or so(I'd rather go with the nice tee and jeans, but work in a bank, so no dice)
-Coupon book to go see several plays at the local professional theatre (much cheaper than single ticket sales)--interested in directing, so always nice to take note of others' work
-Fitness books: have to say one of the best investments I've made lately. I began with "Starting Strength," then "New Rules of Lifting." "Built for Show" will be next sometime around Spring.
How I Save:
-Don't buy video games, cd's, dvd box sets, books, etc. until well after their release date. They are very few things I believe I need *RIGHT* at that moment. Yes, I could pay $60 for Madden when it came out, but I would much rather wait a year and pay $15.
-Don't leave money in regular checking or savings accounts. Put excess in CD's, money markets, etc. and forget you have it until their maturity.
-Buy in bulk: I pay off my cell-phone bill, gym membership, etc. on a annual basis rather than monthly. Doesn't save much, but it's one less thing to worry about.
I follow these principles:
#1) Pay yourself first (savings + retirement)
#2) Pay bills (credit cards, rent/mortgage, phone, etc.)
#3) Enjoy life.
As for that last part, I mostly feed my passions:
- Good food, supplements, and cooking utensils
- Books, music, movies (personal finance books have been my latest interest. Old singles on vinyl for my DJ setup. Renting Blu-Rays and going to second-run theater pubs saves money too.)
- Reliable, quality clothes. (I still think Levi's are the best jeans you can buy for the money.)
- Eating out a couple of nights a week at my favorite Mexican restaurants.
- Good beer and bourbon.
So basically, the same as everyone else.
I really do think it's important to use the money you earn as a vehicle for not just a great life in the future, but a great life now. I believe our spending habits should reflect our values, and I think you hit the nail on the head, Nate, in saying that things that just aren't that important will starve. This is why I pay myself first, to ensure that I will be able to continue living this way, pay my bills second so nobody can keep me from continuing to live this way, and then finally enjoy my life because, after all, that's what I've worked for. There's no point spending your life as either a total miser or as a spendthrift.
Balance and simplicity. These are the keys to a charmed life.
For the most part, I spend my income on the mortgage, food, bills, credit card bills, and then nightlife. I spend a lot on nightlife, but to me, it's worth it because I love doing it.
Hey Nate,
Being 18 in university, the only income I have is whatever is left from my scholarships after paying tuition/fees/books etc, which mostly goes into savings and investments. That way I won't be tempted to spend it all.
I do keep some money to spend on:
-Nights out with friends i.e Good food, decent prices, good beer, good wine (at a reasonable price, like I said, I have no steady income...)
-New clothes at christmas and back to school
-Supplements...but really its just whey protein, I'm weary about spending my "hard-earned" cash on things that won't work
But this only works for me because I live at home so all my basics are covered. Hopefully I'll make a nice bundle over summer.
I do like getting new clothes, eating and drinking quality stuff, but I keep it to a minimum. That way each time I do indulge, I will enjoy it that much more, because it doesn't come often.
I spend most of my money on
Good Food
Supplements (Fish Oil, a Multi and a decent Whey/Casein blend)
Gym Membership.
And thats honestly about it at the moment, given that most of my freinds are away at uni and I live with my parents I am saving as much as possible right now!
Its a little boring, but I feel that 5 years down the line I wont regret doing it at all :)
For me its important to spend money in those kind of things that you listed, but as long as I can put some aside to. I put some money aside and dont touch it in the beginning of most months, but I spend the rest.
I would like to read a post about investing. I am 23 and don't have very much knowledge on the matter and would love to hear what you have to say. Thanks.
- Paul -
Great post Nate! And, the replies were just as great! It's actually reassuring to know what fitness-minded people do with their money.
My regular bills are:
- house: mortgage payments, utilities, insurance, and maintenance
- car: payments (only a few left to go!), gas, insurance, and maintenance.
- basic cable tv, basic landline phone, and internet. (I'm in the process of getting it bundled.)
- food and supplements
- subscription to Atomic Ranch, a magazine.
- a credit card bill
- membership dues for the gym, union, federation, and associations.
Occasional splurges:
- books
- educational experiences (i.e. 3-hr intro to yoga session, hip hop class, knife skills class)
- travelling, locally, nationally, and internationally
- eating out often at non-North American restaurants once every 2 or 3 weeks. (I'm a bit surprised to see that some of you eat out twice a week or so!)
- clothes and shoes (work and casual)...but very rarely.
Things that starve, in Nate's words:
- movies
- music unless I cannot get it off youtube
- alcohol, coffees, pops, most junk food.
- nightlife
- commuting long distances
- new furniture for my new home
- electronics such as mp3 players, cell phones, gaming systems
- newspapers and magazines
- dating
- courses for my job
Mind you, some of the things that I've been starving aren't going to stay that way for a long time. I'm just holding off on some of these things.
I do find that I need to start saving and investing so that I can take advantage of compounding returns. I'd like to read your blog and see all the responses that it generates.
I'm always putting money aside for things I really want to get.
lately it's been travelling and I'm loving it. A couple years ago I wanted a nice car so I put money aside and got one.
A lot of my buddies are spending a lot more on a daily basis, but have nothing to show for it except lint in their pockets. I totally agree with you, find things you like or like to do and only spend money on them, but do it right, don't buy crap.
I think you should definitely write those articles, I'd love to hear what you come up with and I'm sure a lot of others would too.
Great idea, awesome content Nate!
Chad
I say if you've got your shit together and you're where you want to be then do what you want.
What you gonna do with it? Line your casket. Give back, be generous and live the life you want. Right?
I for one would be interested in hearing your thoughts regarding investing and debt.
For everyone who is asking for debt management/investing advice (or Nate if he hasn't read it) I'd highly recommend checking out Peter Bielagus's book Getting Loaded (http://www.amazon.com/Getting-Loaded-Strategies-Million-YoungEnough/dp/0451205928/ref=sr_1_1?ie=UTF8&s=books&qid=1265999202&sr=8-1) . It's all about how to use our youth to create our investment strategy as well as a bunch of other saving and debt management strategies.
Friday or Saturday night out with my bride... drinking, dancing, playing pool. Always money well spent.
Craft beer. I'll gladly pay for Sam Adams, Bells, Great Lakes, Lagunitas, Stone's, etc as opposed to saving a couple of books and drinking Bud, Coors or Miller.
Membership at L.A. Boxing, new gloves, wraps, etc.
I buy a few books, but usually take advantage of an excellent local library.
Spending habits, like a lot of things in life require some discipline, moderation and balance.
Thanks for another excellent article.
I would love to read about getting out of debt and beginning investing.
Well most of my money goes in my hobbys. I do self-defence, i love playing golf in summer(even if i have no friend who plays too) i shoot i ride my bike....
Other big point is all the stuff i pay for fitness. Like Books and programms to learn from.
Cloth is not the big problem cause my parents pay for them so for food...
But i love to go out with friends and make party.
I hate to spent money and i love to have much but its life and i only live once so i enjoy ever moment of it.
greets from germany Björn
Great post!
Really enjoyed it.
For me, I just got my first job yesterday - so I'm really excited about getting some money and finally being able to get some money for gym membership and supplements, as well as clothes and food; which I love!
However, I do have to pay off $600 bucks to my parents. So a blog on paying of debts would be wicked awesome Nate!
Older and Wiser, got into lots of debt here spending on stuff I didn't really need, countless CD's, more clothes than I ever needed, all kind of similar in style, and lots of eating out. Now going out to eat is for an occasion, I am a teacher and have packed my lunch everyday for this entire school year. I lost 17 lbs in the process as well. I realized I had way more than I needed when it came to clothing so I gave up buying any clothes for the next year, and so far no problem, Iron a few shirts and guess what you may actually wear them. Organize your closet and you will see what you have. Chances are there is nothing you really need. Just a few things you want on impulse. I like my cable tv so I don't go to the movies. I don't drink a lot when I go out, rather have a bottle of wine at home. I only use a debit card now, no credit, keeps me on track. I needed Nate's advice 20 years ago!!!! But it's never too late
i'm saving for a down payment on a house right now, so that's where a lot of our money is going, as well as our student loans. as long as that stuff gets taken care of each month, we can have our fun.
it took me a while to realize that buying one $90 sweater from banana republic is sometimes better than 3 $30 sweaters from the gap...especially for big ticket items like TVs, furniture, and kitchen appliances, if you're going to be using it for 10+ years, don't cheap out. since i've been focusing more on quality, i focus more on taking care of things, which feels good as well.
the day-to-day stuff is when i really have to reign it in. i make my own coffee (with a french press or good grind-n-brew coffee maker) and save the starbucks latte or something else for a weekend or gift card purchase. i don't go out to bars often, and we try to keep our dinner bills to $50 or less, and only have one drink when we go out (except for special occasions).
I buy most of my books used on amazon, on the rare occasion i buy a video game, i make sure to trade in something old and always buy used. i also make sure i ask for itunes gift cards for christmas ($80 worth this year) so i can spend as little actual cash as possible.
supplements i buy the most economical whey protein and creatine i can find. the only "luxury" item i buy is Spike, which i get in bulk. might pick up some metabolic drive or surge, though. surge isn't that expensive at all if you buy a few tubs at a time.
my wife and i have finally started to think about buying organic fruits and grass-fed meats, we'll check the prices on those to see if it's worth it. maybe we'll buy a few steaks/chicken breasts at trader joe's, and do the rest of our shopping at stop-n-shop.
I splurge the most on special occasions: Birthdays, anniversaries, graduations, VACATIONS and when I’m out with family and friends. I like to also buy clothes that is nice and will last, tend to stay away from trendy stuff that would be embarrassing to wear next season.
I know what I need to spend some money on and that's a new backpack. I like the look of yours Nate, what brand is it?
Cheers
This is a typical shopping weekend for most women...dont really see what the big deal is :P
Lucky for me I am a guilty conscience shopper so I feel bad spending money...as a result I rarely spend anything!
I don't understand the comments requesting advice about investing and getting out of debt.
I thoroughly enjoy Nate's blog, and I have great respect for his expertise about fitness and nutrition.
I don't ask my financial advisor for ftiness or eating tips.
Why do people want advice about investments and debt from a personal trainer?
Do you call your physician when you have car trouble?
No wonder some of you have problems with debt.
Bwahaha. Awesome. I rarely follow up on these but that shit is hilarious. Nice Abbie. I'm dying of laughter. Cause it's true
Great post Nate and great Blog!
Money is a funny thing. It can enrich your life or it can ruin your life.
I love to spend money on
-Books
-Seminars
-Music
-Donations (Especially Animals)
-Wine
-Friends
-Good Food
The big thing i have done this year is spend more on seminars and travel. I always considered this an "expense" before, now I consider it an investment!
Great Blog and keep the posts going!
Rob King
www.RobKingFitness.com
My list for spending the $:
- education (seminars, mentorships, books, dvd's ,etc)
- enjoying time with my wife and friends (movies, dinner, vacations, long and short...)
- quality food
- nice clothes so I can look Rico Suave (that's not so frequent)
- traveling (regardless of the reason for it)
- doing things for people less fortunate (through different avenues)
It would be cool to see what your thoughts are on investing Nate.
Luka
Hey Abbie and Rees,
Thanks for the note.
An important note: I'm not a personal trainer. I'm a journalist.
Also, I figure if someone has actually done what I want to do (whether it's learn how to cook, how to get started investing, the best way to structure an article, etc.) then they're probably a good source to learn from.
I sincerely hope each individual is not an expert in only one narrow field and doesn't have any worthwhile experience outside of that field that they could share with others.
Thanks again for posting!
-Nate
As a father of two young girls rarely do I get to spend money on myself. A six pack of beer on Friday, 5k race entry fees and the odd round of golf are about it.
As a rule I would rather buy experiences than things. (Perhaps becuase I can not afford super nice "things")Think of all the crap you have owned and do you remember any of that stuff. Think back to the last trip you took. Those are the things I want my girls to remember not the fact that they had a Wii. "The things you own end up owning you" -Tyler Durden Fight Club.
I would like to hear about investing.
"Whitefish (my hometown)"
No way! I'm in Kalispell. Small world.
Nice post, Nate. I live by similar principles, except for one major discrepancy. I can't justify spending money on Bourbon while Scotland is still exporting Scotch!
Nate in your book built for show you said you are a personal trainer... But in this blog comment section you said you are not a personal trainer... Whats the deal bro..
i used to live simple and hate to pretend to look like a special i believe that one should be original
would love to read your posts on getting out of debt and beginning investing!!!
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I really feel you on this one Nate. So many people think that spending money will bring them happiness, but guess what happens when the money runs out?
They are a miserable as hell. My motto is spend as long as it makes YOU happy.
very informative..a nice way to start the day is to read your blog posts man.
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